Precious Metals IRA

Secure Your Retirement with a Precious Metal IRA

When you’re looking to secure savings for retirement, you want to feel confident you are investing in assets you can rely on to make a profit. While stocks and bonds are a risky investment, a precious metal IRA allows you to add gold, silver, platinum and palladium to offset losses that are inherent in paper-based investments.

The increasing demand for precious metal IRA’s is a strong indication investors trust them to harness the power of gold as a long-term investment. Precious metals are a proven safe haven traders always rely on during economic downturns, and savvy investors, know that the best way to generate the most funds for your retirement is to diversify your investment portfolio.

Self-Directed Precious Metals IRA

Prior to 1997, investors were not permitted to include precious metals in a retirement fund. The new laws make it possible for investors to add accredited precious metals to retirement portfolios in order to take advantage of tax-deferred benefits these investment instruments offer together with other benefits typically associated with precious metals.

Precious metal IRA’s are protected under federal bankruptcy laws to ensure assets are secured should the individual be made insolvent. Funds held in a precious metal IRA can also be handed over to beneficiaries after your death with little or no tax implications.

The Internal Revenue Service (IRS) also have restrictions on which types of precious metals can be added to a retirement fund. The regulations state the precious metals must be at least .999 fineness with the exception of the American Eagle coins which are .9917.

To find out which precious metal coins and bars you can add to your precious metals IRA click here.

Benefits Of Precious Metals IRAs

Diversify your portfolio
Self-directed IRA’s give investors a prime opportunity to build a nest egg that provides you with the spending power you deserve once you finish work. Savvy investors recognise the importance of creating a retirement portfolio that features a range of asset classes, and because precious metals provide a hedge against paper-based assets, you are better prepared to secure your store of wealth.

Tax benefits
One of the biggest advantages of taking out a precious metals IRA are the tax benefits. The IRS allows investors to store precious metals in an IRA without paying tax until you sell your assets. This allows savers to foster your earnings accrue more interest for your retirement fund.

High demand
Precious metals are finite commodities that are in high demand across a number  industries that are critical in the modern age. Thanks to the conductive properties of precious metals they are highly sought after for automotive, electricals, emerging technologies, dentistry and jewellery. Subsequently, the precious metals market will always grow and represent an excellent investment for retirement portfolios.

Protected investment
Diversifying your retirement plan with a range of precious metals helps to protect your funds and grow your earnings. While gold and silver perform well during financial strife, platinum and palladium thrive in a strong economy when industries are making more products.

Roll-Over 401(k)
Traditional retirement funds that only allow investors to store paper-based assets can often yield disappointing returns due to a slow down in the economy. However, the US government allows holders of conventional IRA’s, 401(k) or 403(a) to rollover funds into a precious metals IRA whereby you have more opportunities to diversify your investment portfolio and protect your retirement income.

Buy Precious Metals IRA
Investing in precious metals IRA could is simple with our 3-step process.

For more information about our precious metal IRAs or to invest with us today, fill in the form below